Wednesday, September 3, 2008

Bobby & Baby Buyin' a Home in '05

WE BUYIN’ A HOME!

BOBBY: “Baby, I just got back from the mortgage broker…and…and get this...

baby…we buyin’ a home!”

BABY: “What?”

BOBBY: “That’s right baby we gonna be homeowners!

BABY: “How’s that, baby?’

BOBBY: “Well, LeRoy the mortgage man told me that he got this loan program called the ARM.”

BABY: “The arm?”

BOBBY: “That’s right baby and da ARM is gonna give us a helpin’ hand.”

BABY: “How’s that?”

BOBBY: “Well, you know how home prices been goin’ up and up and we just been

missin’da boat?”

BABY: “Uh huh.”

BOBBY: “Well now, with this ARM, we gonna buy us a big ol’ house and it’s gonna cost us…get this baby…$1500 a month! Now, with me bringin’ in two and you brining in another one, we got that covered.”

BABY: “Yeah, I guess so.”

BOBBY: “Now, Leroy said that in a year or two, the payment might go up, but by then we’ll have over forty grand of “e-cutie.”

BABY: “E-cue what?”

BOBBY: “E-cutie”, baby. That means our money. ‘Cause prices got nowhere to go but up! And they taken us wit ‘em baby! Takin’ us wit ‘em! And you know the best part?”

BABY: “What?”

BOBBY: “We gonna take that forty grand out with a Hee-lock and refi into a con, go to Bahamas and buy us a new Caddy, Baby. What you think about that?”

BABY: “Refi? What’s refi?”

BOBBY: “I don’t know baby, but LeRoy gonna help us into our new home! And the Bahamas.”


...to be continued.

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